Terms of Use
1. Acceptance
By using this website or calling the number shown on it, you agree to these Terms of Use and to our Privacy Policy. If you do not agree, please do not use the site.
2. What this service is
HearthGuard Home Insurance is an insurance referral and marketing service. We are not an insurance company, insurer, or federal or state agency, and we do not underwrite, issue, bind or administer policies or make coverage or claims decisions. Quotes and coverage may be provided by independent licensed agents and insurance partners where available. Rates, availability, discounts and savings vary by state, carrier, property and applicant, and are not guaranteed.
3. No advice, no guarantee
Content on this site is general information, not insurance, legal, tax or financial advice. Nothing here is an offer of coverage or a binding quote. Coverage exists only when a carrier issues a policy and you meet its terms. Any savings, price or timing statements are illustrative and depend on your state, property, history and the carrier’s underwriting.
4. Your responsibilities
You agree to provide accurate information, to use the site only for lawful personal purposes, and not to submit information about another person without their permission. You must be at least 18 years old and a U.S. resident.
5. Calls and consent
Calling us is voluntary. When you call, you may be connected with a licensed agent or partner, and the call may be recorded or monitored. If you ask us to contact you, you may withdraw that request at any time. Consent is not a condition of purchasing any product or service.
6. Intellectual property
The HearthGuard name, logo, text, images and design on this site are owned by the respective rights holders and may not be copied or used without permission.
7. Third-party sites and partners
We are not responsible for the content, products, or privacy practices of agents, carriers or other third parties you may be connected with or linked to.
8. Disclaimer and limitation of liability
The site is provided “as is” without warranties of any kind to the fullest extent permitted by law. To the extent permitted by law, the site operator is not liable for indirect, incidental or consequential damages arising from your use of the site or the referral service.
9. Changes and contact
We may update these terms. For support or questions about these terms, email wegrowlead@yahoo.com.